Terms of Use
Last updated October 29, 2026
By using myretirementforecast.com (the "site"), you agree to these terms. If you do not agree, please do not use the site.
Education, not advice
The calculator provides general educational estimates. It is not financial, investment, tax, legal or insurance advice, and using it does not create an advisory or professional relationship with us. Before making important decisions, such as when to retire, when to claim Social Security or how to withdraw from your accounts, consider speaking with a qualified professional who knows your full situation.
Estimates can be wrong
Results depend on the information and assumptions you enter, on simplified models of tax and benefit rules, and on historical market data that may not reflect the future. Rules change, and the calculator may contain errors. No result is a promise or guarantee of any outcome.
No warranty
The site is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose and non-infringement.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special or consequential damages, or for any financial loss, arising from your use of the site or reliance on its results.
Acceptable use
Please do not attempt to disrupt the site, overload it with automated requests, or submit other people's email addresses to the waitlist.
Data sources
Historical returns: Aswath Damodaran, NYU Stern School of Business. Inflation: U.S. Bureau of Labor Statistics. Tax and benefit rules: IRS and Social Security Administration publications.
Changes
We may update these terms. The date above shows when they last changed. Continued use of the site means you accept the current terms.