Can I retire?

How much can you spend in retirement?

Each figure is the monthly budget that would have lasted to age 95 in 90% of U.S. market history since 1928, after taxes, with health insurance paid on top and $2,000 a month of Social Security at full retirement age. Choose your age and savings for details.

Retire at	$300K	$500K	$750K	$1M	$1.5M	$2M	$3M
55	$800	$1,550	$2,250	$2,900	$4,150	$5,350	$7,700
60	$1,550	$2,150	$2,850	$3,500	$4,800	$5,950	$8,400
62	$1,800	$2,400	$3,050	$3,700	$5,050	$6,250	$8,700
65	$2,150	$2,700	$3,400	$4,100	$5,400	$6,650	$9,100
67	$2,400	$2,950	$3,650	$4,400	$5,750	$7,000	$9,550
70	$3,000	$3,550	$4,300	$5,000	$6,350	$7,700	$10,350

Use the full calculator for couples, pensions and your own accounts →

Estimates for education only, not financial, tax or legal advice. Figures use 2026 federal tax rules and U.S. market history from 1928 to 2025 (S&P 500 with dividends, 10-year Treasury bonds, CPI inflation).